Generate

Generate is a protection scheme for sustainable homes. More and more people are moving towards producing and consuming their energy, but this sustainable lifestyle carries risks.

Transformative
STUDENTS INVOLVED
Sara Monacchi
Deepu James
ABOUT
Moving towards a low carbon economy
Entire generations are moving to undo years of environmental damage. The integration of solar panels is facilitated by increasingly affordable and efficient production, and they now cover the roofs of many houses and industrial plants. Our next goal is to get energy from renewable resources to cut global warming, but although technology is making giant leaps forward, some side issues remain unresolved.
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A new role for insurance

The insurance world is currently undergoing a major change. Thanks to the use of data, they can anticipate losses and alert you before accidents happen. In this evolution, insurance will shift from its current state of “detect and repair” to “predict and prevent,” transforming every aspect of the industry in the process. This opens the possibility to explore new sectors that were once seen as "too risky" and enable low-carbon sectors to evolve.

Having a plan B

When it comes to self-powered homes the major risks are associated with weather volatility and fluctuating energy production. Running out of energy can cause major damages to you and your home. Current leaders in the electric sector are already providing you with powerful battery storage, which can easily power your home for several days in case of catastrophes. Having this type of backup will lower your risks by half, the only problem is that you need to have it charged and ready for when you need it. This is when the new active role of insurance can make a difference.

Your insurance helps you avoid blackouts

In order to avoid home property damages, you need to be able to save energy when needed. Generate is a new protection scheme integrated into existing energy production products, that nudges you to save energy. Your premium is linked to your battery storage: the more you have, the safer you are, the less your premium will be.

special thanks

students involved on the project

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